I have always had difficulty deciding what gift to give my mother for Christmas. This year I decided to buy her an expensive lace fabric, but due to the recent cost of living, it is difficult to discipline yourself to save for a long period of time without breaking your bank. Since I joined Chenvasa Cooperative, I have been able to consistently save month on month due to their constant reminders and my inability to withdraw my money until the set target period. Thank you CCMS for making me save more, spend less.

- Hope

Chenvasa Cooperative ‘Target Savings’ has given me the opportunity to not only save for my project, but I now yield interest on my savings. This alone has built the eagerness to save for more future projects.

- Temple C. Eke

I started Chenvasa Cooperative ‘Target Savings and Ordinary Savings’ in November 2023, with the intention of saving to buy a new phone. However, due to the benefit of being able to get a loan of up to 200% of the money I have saved in Ordinary Savings consistently for 6 months, I was able to buy the phone in 6 months instead of a year. Thank you CCMS.

- David

Hello CCMS, I am glad to be a member of this great movement, the commitment and transparency of our leaders in the last 5 months has been commendable. I have been able to successfully save N120,000 on my target savings plan to buy some products for my nail studio. I’m so excited for the many things I will achieve with this wonderful cooperative society.

- Petrine

I joined the society in November 2023, my contributions have been a good thing for me, as I used to save my money in a popular savings app, and I wasn’t committed to my monthly savings. I am also looking forward to the benefits that comes with being consistent with my contributions. With CCMS, I have also opened a savings account for my mom. The journey has been great, and I am so proud of myself. Thank you CCMS.

- Fadekemi

I am glad to be associated with CCMS. Thanks to CCMS I’ve been able to improve my financial stability and achieve my goals. Now, I don’t have to stress over my son’s tuition each term. I whole-heartedly recommend CCMS to anyone seeking reliable saving pattern and a member-centric support from a cooperative society. I feel grateful to have the opportunity to be one of them,

- Bolajoko

I have always wanted to have a side-hustle, but I have been unable to achieve that because of my inconsistent savings pattern. Thank God for Chenvasa Cooperative Multipurpose Society savings that has enabled me to save consistently, so that I will be able start my side business before the year runs out with their very low interest loan.

- Emmanuel

Being a member of the Chenvasa Cooperative has helped me develop better financial habits. CCMS has created a supportive environment where I am learning about savings and financial management. I believe that by saving through the cooperative, I can take steps towards a more secure financial future.

- Opeoluwa

My journey with CCMS has been a very exciting and a fulfilling one. It’s my first experience, becoming a member of CCMS is helping achieve my dreams of expanding my Agric business. I have also gotten better with consistent savings habit.

- Genesis

Chenvasa Cooperative has really been a great help to me as regards my spending habits. My impulse buying has been a deterrent to my financial management plans. With this savings plan, I can actually set a target and hope to do something tangible with my money. I’m glad I joined CCMS.

- Stella

CCMS has a very transparent and organised setting. It has really helped me to save. With CCMS, I have a feeling of security with my cash. I have also referred two persons to join the cooperative because of the trust I have in them.

- Buchi

Chenvasa Cooperative has helped my savings culture, irrespective of how much I earn today and the needs I have. I still try to put some money in savings or I invest in them also to make additional income, because everyone needs to save and invest to escape poverty. I also get benefits either in cash or in form of goods such as household appliances and foodstuffs. God bless Chenvasa Cooperative.

- Dami

Chenvasa Cooperative has been a life saver, I am glad I made the right decision to join this society. I am actually saving towards the expansion of my business. One of the things I like about CCMS is that it is a well-structured society, and the services are top notch, I don’t have to worry about my money missing. I also get to see all my transaction details, receive alerts & emails as soon as I make my payment which is a great deal.

- Edna